ASSET provides advanced, on-line features to aid, and optionally, automate the credit
decision process. Analysts have immediate access to all aspects of your relationship
with the applicant, including statistics pertaining to agreements you are already
administering, including number of times they have ever been overdue, any rejected
payments and highest credit ever approved.
ASSET provides risk management tools that allow you to define your own credit scoring
module, interface to Experian, Trans Union and Equifax, and on-line capturing of
financial statements. From the information gathered, you can also create your own
ratio calculations, which can then be further incorporated into your scorecards.
Analyst can establish credit lines for both a single customer and a group of customers.
In addition, credit decisions can be made with conditions attached to take any additional
risk factors into account. The regulation of these conditions is then automatically
enforced by ASSET. |
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